

What is a PDQ Machine?
A PDQ machine is a card payment terminal that lets businesses accept debit and credit card payments. The name “PDQ” stands for “Process Data Quickly,” and that’s exactly what it does process payments fast and securely.
These machines are essential for any business that wants to keep up with modern payment trends. They can handle chip-and-PIN, contactless payments, and even mobile wallets like Apple Pay and Google Pay.
Whether you run a shop, a restaurant, or a mobile business, a PDQ machine makes taking payments easy and efficient.
Why Your Business Needs a PDQ Machine
Here’s the deal: cash is no longer king. In the UK, over 80% of transactions are now cashless. If your business doesn’t accept card payments, you’re missing out on sales.
Here are the top reasons why a PDQ machine is a must-have:
- Customers Expect It
- Faster Payments
- Better Security
- Flexibility

Which PDQ Machine is right for your Business
Not all PDQ machines are the same. Here’s a quick breakdown of the most common types and which one might work best for your business:

Countertop PDQ Machines
These are fixed to a countertop and are perfect for businesses with a dedicated checkout area, like shops or restaurants. They’re reliable and can handle all types of payments, including contactless.
Portable PDQ Machines
Portable machines are lightweight and battery-powered, making them ideal for businesses that need to take payments on the move. Think table-service restaurants, pubs, or events.


Mobile PDQ Machines
Mobile machines connect via Wi-Fi or mobile data, so you can use them anywhere. They’re great for market stalls, food trucks, or delivery services.
How Does a PDQ Machine Work?
A PDQ machine makes taking card payments quick and secure. Here’s how it works in simple terms:
When a customer is ready to pay, they insert their card (chip-and-PIN), tap it (contactless), or use their phone (Apple Pay or Google Pay). The machine reads the payment details, encrypts the information for security, and sends it to the payment processor.
The processor checks the customer’s account and approves or declines the transaction in seconds. If approved, the machine prints a receipt or sends a digital one to the customer’s email or phone. The money is then transferred to your business account within 1-3 days.
It’s fast, secure, and hassle-free for both you and your customers.


How to Choose the Right PDQ Machine
Picking the right PDQ machine doesn’t have to be complicated. Here’s what to consider:
- Business Type
- Transaction Volume
- Connectivity
- Cost
Start card payments with a PDQ machine
A PDQ machine is just another name for a card reader or payment terminal. It’s the device that lets you take payments from credit or debit cards, including chip and PIN or contactless payments. Simple as that!