Veterinary Practice Business Loans
Get up to £6000 funding within 24-48 hours
Get up to £100k in 24 – 48 hours with flexible funding tailored for UK veterinary practices. Invest in equipment, expand services, and grow stress-free.
- Low Interest
- Low deduction
- Maximum time
- Multiple loan positions
Types of Veterinary Practice Loans
Finding the right loan for your veterinary practice can make managing your business smoother and stress-free. Here are five simple funding options to consider:
1. Merchant Cash Advance (MCA)
Get upfront funding based on your future card sales. Repay a percentage of daily transactions, making it ideal for seasonal or fluctuating revenue.
2. SBA Loans
Government-backed loans offering low interest rates and long-term repayment plans. Suitable for established businesses with low-risk projects.
3. Equipment Financing
Specifically designed to purchase or lease equipment. Fixed repayment terms make it perfect for upgrading your kitchen or dining setup.
4. Business Lines of Credit
Access flexible funds up to a set limit. Pay interest only on what you use, making it great for handling unexpected expenses or cash flow gaps.
5. Short-Term Loans
Fast funding with fixed repayment schedules over a short duration. Ideal for covering immediate expenses or taking advantage of business opportunities.
Comparison Table: Types of Restaurant Loans
| Loan Type | Funding Speed | Collateral Needed | Repayment Terms | Best For |
|---|---|---|---|---|
| Merchant Cash Advance (MCA) | 24–48 hours | No | % of daily card sales | Seasonal or variable sales |
| SBA Loans | Weeks/months | Yes | Fixed monthly payments | Low-risk, long-term projects |
| Equipment Financing | 2–7 days | Yes | Fixed payments (short-term) | Purchasing new equipment |
| Business Lines of Credit | Same day–1 week | Sometimes | Pay as you use | Handling cash flow gaps |
| Short-Term Loans | 24–72 hours | Sometimes | Fixed payments (short-term) | Immediate expenses or growth |
What is Merchant Cash Advance?
A Merchant Cash Advance (MCA) offers upfront funds to businesses in exchange for a percentage of future card sales. It’s a fast, flexible solution designed for businesses with fluctuating revenue, providing funding without the need for collateral or perfect credit.
How MCA Works?
A Merchant Cash Advance provides a lump sum upfront, which you repay through a small percentage of your daily card sales. Payments adjust automatically based on how much your business earns—when sales are high, you pay more, and during slower periods, you pay less. No fixed schedules or complex terms.
Benefits of Merchant Cash Advances for Veterinary Practices
Merchant Cash Advances (MCA) provide Veterinary Practices with a fast, flexible, and hassle-free funding solution tailored to their unique needs. Whether you’re expanding, upgrading equipment, or managing seasonal cash flow, an MCA offers several advantages:
Flexible Repayments – Aligned with Your Sales
Repay a small percentage of your daily card sales automatically. No fixed monthly payments mean you pay more during busy periods and less when sales slow down, ensuring stable cash flow.
Compatible with Your Card Machine
No need for additional equipment or setup. MCA integrates with your existing PDQ card machine, making repayment effortless and convenient through your card sales.
Get Funded in Just 24 Hours
Access funding quickly with streamlined approvals. Once approved, your funds—ranging from £3,000 to £300,000—can be in your account within 24 hours, so you can act fast on business opportunities.
Unsecured and Stress-Free
MCAs are unsecured, so your business assets remain safe. Approval is based on your sales history, not your credit score or collateral, making it a stress-free option for funding.
Keep 100% of Cash Transactions
Only card sales are used for repayment. Your cash earnings remain untouched, allowing you to manage cash flow effectively and without added strain.
No Hidden Fees
All costs are clearly outlined upfront. You’ll know exactly what you’re paying, with no hidden charges, confusing APRs, or surprises.
Apply Anytime
Submit your application online 24/7. With a quick and straightforward process, you can apply at your convenience and get a decision in hours.
How to Apply for a Veterinary Practice Loan
Flexible MCA Funding to Boost Your Veterinary Practice
Here in the UK, vets play a huge role in keeping pets and livestock healthy. With more pet owners looking for top-quality care and advanced facilities, it’s important for practices to keep up with growing demand.
Investing in your practice helps you stay ahead. Upgrading tools like digital X-rays and ultrasounds means better treatment for your furry (or not-so-furry) patients. Expanding your clinic by adding more treatment rooms or modernizing your waiting area creates a welcoming experience for clients. And with smart marketing, you can attract new pet owners and grow your community reach.
A Merchant Cash Advance makes funding these upgrades simple and stress-free. Instead of worrying about fixed payments, you’ll repay a small percentage of your card sales—so you pay more when business is booming and less during quieter times. With fast approvals, you can get the cash you need in just 24–48 hours.
Keep your practice thriving with funding that works for you. Whether it’s upgrading equipment, adding more services, or improving your facilities, the right support helps you provide exceptional care and stay competitive in your community.
FAQs About Merchant Cash Advances for veterinary business loan
Veterinary practices can borrow up to 150% of their average monthly card sales with a Merchant Cash Advance, typically ranging from £3,000 to £300,000.
Repayments are flexible and automatically deducted as a small percentage of your daily card sales, ensuring payments align with your income flow.
Yes, as long as your practice has been trading for at least 3 months and processes regular card payments, you can apply.
Funding can be used for upgrading equipment, expanding your clinic, hiring staff, purchasing medical supplies, or even running marketing campaigns.
No, all costs are transparently explained upfront, ensuring there are no hidden fees or surprises.
Most loans, like a Merchant Cash Advance, do not require collateral. Approval is based on your card sales history.
Once approved, you can receive funds within 24–48 hours, making it ideal for urgent business needs.
Your practice must be UK-based, have at least 3 months of trading history, and process regular card payments.
Yes, loans such as Refurbishment Loans or a Merchant Cash Advance can be used for clinic upgrades, adding new rooms, or enhancing patient facilities.
Get a Merchant Cash Advance quote today
- Low Interest
- Low deduction
- Maximum time
